Ticker Company Name Currency Market Cap
in Bln
Dividend Yield
CBK Commerzbank AG EUR 11.98 0%
TLX Talanx AS EUR 14.89 2.72%
MF Wendel SE EUR 3.24 4.05%
SCR SCOR SE EUR 5.4 6.04%
DANSKE Danske Bank AS DKK 139.44 1.22%
SCBFF Standard Chartered PLC USD 28.53 0.98%
DWNI Deutsche Wohnen SE EUR 8.93 0.18%
III 3I Group PLC GBP 19.78 2.29%
NN NN Group N.V. EUR 10.19 6.87%
MRO Melrose Industries PLC GBP 22.18 0.37%
PGHN Partners Group AG CHF 27 3.22%
SAMPO Sampo Oyj EUR 23.71 8.93%
INVE-B Investor AB SEK 650.24 1.89%
BAER Julius Baer Group AG CHF 13.02 4.42%
SWED-A Swedbank AB SEK 226.69 5.56%
EBS Erste Group Bank AG EUR 13.61 5.01%
SEB-A Skandinaviska Enskilda Banken AB SEK 282.73 4.59%
SHB-B Svenska Handelsbanken AB SEK 232.85 4.25%
DNB DNB ASA NOK 333.41 4.53%
SLHN Swiss Life Holding AG CHF 17.88 4.35%
LLOY Lloyds Banking Group PLC GBP 31.78 4.47%
LSE London Stock Exchange Group PLC GBP 37.34 1.37%
NDA-FI Nordea Bank ABP EUR 40.81 6.71%
UNI Unipol Gruppo S.p.A. EUR 3.73 5.38%
KBC KBC Group N.V. EUR 24.85 0.74%
SSREY Swiss Re AG USD 32.64 6.41%
MAP Mapfre SA EUR 5.98 6.44%
LGEN Legal&General Group PLC GBP 13.38 8.03%
AGN Aegon N.V. EUR 9.83 2.56%
UBS UBS Group AG USD 89 1.48%
CSGN Credit Suisse Group AG CHF 1.98 35.37%
CNP CNP Assurances SA EUR 14.3 3.7%
ZURVY Zurich Insurance Group Ltd. USD 69.63 4.85%
UCG UniCredit SpA EUR 50.53 0%
AV Aviva PLC GBP 15.45 5.33%
BARC Barclays PLC GBP 26.67 0.65%
DBK Deutsche Bank AG EUR 20.8 0%
ACA Credit Agricole SA EUR 33.4 6.99%
HSBC HSBC Holdings PLC USD 161.26 1.92%
G Assicurazioni Generali S.p.A. EUR 30.9 7.52%
EXO Exor N.V. EUR 14.97 0.69%
DB1 Deutsche Borse AG EUR 30.54 1.87%
GLE Societe Generale S.A. EUR 19.3 2.43%
MUV2 Munich Re EUR 52.71 2.6%
ISP Intesa Sanpaolo S.p.A. EUR 47.21 1.65%
INGA ING Group N.V. EUR 48.48 0.97%
BNP BNP Paribas S.A. EUR 74.34 6.09%
SAN Banco Santander S.A. EUR 59.48 0.8%
BBVA Banco Bilbao Vizcaya Argentaria EUR 49.14 0.81%
CS AXA S.A. EUR 69.33 4.99%
ALV Allianz SE EUR 94.74 4.18%

Financials Industry

Companies in Financials industry provide the financial services. It consists of commercial banks, insurance companies, asset managers, brokerage firms and many other types of financial institutions. They provide transactions, investing, mortgages, insurance and other services.One of the areas of activity in this industry is to provide loans to businesses. Loans let businesses to expand through the capital projects and investments. This leads to the economic growth. So stability of the Financials industry is one of the crucial factors for the stability of the whole economy. Because of that governments regulate the industry, usually through their central banks.

Current low interest rate environment is favorable for the expansion of businesses. If interest rates rise, banks and other financial institutions can earn more, but credits become more expensive to their customers. At the same time when long term rates go down, banks earn less since they usually borrow at short term rates and lend at longer term rates. In addition, lower long term rates go along with slowing economic growth and lower loan demands.

Industry trends

Financial industry is under major transformation. There is an increasing pressure for the structural changes driven by the new technology. In recent years fintech companies are cherry picking profitable activities and, thus, reducing profit margins of the established financial institutions. Also big technology companies are entering the financial services field. This happens, for example, in the areas like payments, consumer finance, asset management and insurance. In response to it, the financial institutions invest heavily in technology and productivity, improving the customer experience, simplifying processes and reducing overcapacity. They invest in incubation and accelerator platforms. But in many cases the progress in slow and the results unpredictable. Successful companies have clear vision how business in the future will shape and what will be the main sources of profitability.

Larger companies in this industry pay and regularly increase their dividends.

Sectors of the Industry

According to the Industry Classification Benchmark (ICB), Financials industry consists of the following sectors.




Banks Banks Banks


Nonlife Insurance


Full Line Insurance

Insurance Brokers

Property & Casualty Insurance


  Life Insurance Life Insurance
Real Estate


Real Estate Investment & Services Real Estate Holding & Development

Real Estate Services

  Real Estate Investment Trusts


Industrial & Office, Retail, Residential, Diversified, Specialty,Mortgage, Hotel & Lodging REITs
Financial Services Financial Services Asset Managers

Consumer Finance

Specialty Finance

Investment Services

Mortgage Finance

Investment Instruments Equity Investment Instruments Equity Investment Instruments
  Nonequity Investment Instruments Nonequity Investment Instruments