Welcome to DGP Consulting! We invite you to access our website and use the DGP Consulting Service, but please note that this invitation is subject to your review and agreement with these Terms of Service. This document describes in detail your rights and our rights relating to the Service, so please review these Terms carefully.

What Are The Terms Of Service?

The Terms of Service constitute a contract between us.  The Terms include the provisions set forth in this document and in the DGP Consulting Privacy Policy, and other terms or conditions that may be presented to you from time to time in connection with specific Service offerings (all of which we collectively refer to as the ‘Terms of Service’ or ‘Terms’). If you do not agree to these Terms, you do not have the right to access or use our Service. If you do use our Service, your use shall be shall be deemed to confirm your acceptance of the Terms and your agreement to be a party to this binding contract.

By using the Service, you acknowledge, accept and agree with all provisions of the Privacy Policy, including, without limitation, the use and treatment of your Account  Information in accordance with such Privacy Policy.

Natural persons executing this Agreement warrant and represent that they are at least eighteen (18) years of age. Users and the persons executing this Agreement on behalf of any User that is a proprietorship, corporation, partnership or other entity, represent that such person is dully authorized by all necessary and appropriate corporate or other action to execute the Agreement on behalf of User.

What Is The DGP Consulting Service?

‘Eudividend.com’ is a financial services website focused on providing comprehensive dividend stock research information in the form of regular (daily, weekly, monthly) articles, newsletters, webinars, stock data and ratings.

However, please note that DGP Consulting does not make investment recommendations. Information posted by DGP Consulting should not be used as substitute for independent research and should not be relied on to trade or make investment decisions. It has been obtained from sources we believe to be reliable; however, no guarantee is made or implied with respect to its accuracy or completeness.

DGP Consulting is in no way responsible for any losses a User incurs as a result of any investments made in any product or any investment advice.

Do you offer personal investment advices?

No content published in this website constitutes recommendation for any specific person. Any information published by DGP Consulting is impersonal and not tailored to the investment needs of any specific person.

The information contained in the DGP Consulting website is for discussion and informational purposes only. In no way should any information presented in this website be considered as investment advice. DGP Consulting does not represent or warrant the accuracy of any information contained in this website. The website is not intended to provide tax, legal, insurance or investment advice and nothing on the website and (or) newsletters issued by DGP Consulting should be constructed as an offer to sell, a solicitation or an offer to buy, or recommendation for any security by DGP Consulting or any third party.

You alone are solely responsible for determining whether any investment, security or strategy, or any product or service is appropriate or suitable for you based on your investment objectives and personal and financial situation.

If This Is A Contract, Who Are The Parties?

You are one party to the contract. If you fill in the registration form and sign up in our website, you will be referred to as the ‘Registered User’ or ‘Premium User’. If you use the Service as the audience, you will be referred to as ‘Non-registered User’. The Registered User, Premium User and Non-registered User are collectively referred to as the ‘Users’.

If you use the free DGP Consulting Service as a Registered User, you will not enjoy all the benefits provided to subscribers of the DGP Consulting Premium Service. Please take into account that Registered Users may get only Free E-mail Updates about dividend investing topics (account is not created in this case); meanwhile, Premium Users receive full dividend stock research information in the form of regular (daily, weekly, monthly) articles, newsletters, can attend webinars and etc.

Do you offer a Free Trial?

Yes, we offer 4 weeks Free Trial to use our Service for new Users. The Free Trial includes 100% free access to all Service features, so you can truly evaluate all of the benefits of our Service.

However, please note, if you sign up for a Free Trial and decide to continue with our Service after the specified Free Trial period, you have to subscribe to our service at the end of Free Trial period.

What Happens If I Cancel A Service?

If you wish to cancel a Service you must notify by emailing us at support@eudividend.com. You may not cancel a subscription by any other means (such as by sending request via another e-mail address, postal mail or by calling any phone number).

If you are a monthly subscriber, you will not receive a refund or reimbursement of your monthly subscription fee.  If you are a subscriber for a longer than a month (including annual subscribers), you may receive a refund of your subscription fee for your recurring subscription term.

Will These Terms Of Service Ever Change?

Changes in these Terms are almost certain to happen due to changes in our Service and the laws that apply to us and you. If we make a change, we’ll do our best to provide you with advance notice, although in some situations, such as where a change is required to satisfy applicable legal requirements, an update to these Terms may need to be effective immediately. We’ll announce changes here, at our website, and we also may elect to notify you of changes by sending an e-mail to the address you have provided to us. We will also try to explain the reasons for the change.

If we do update these Terms, you are free to decide whether to accept the Terms or stop using our Service (see ’How is My Account Closed’ below); your continued use of the Service after the effectiveness of that update will be deemed to represent your agreement with, and consent to be bound by, the new Terms. Except for changes made by us as described here, no other amendment or modification of these Terms shall be effective unless set forth in a written agreement bearing a written signature by you and us. For clarity, e-mail or other communications will not constitute an effective written agreement for this purpose.

What Do I Have To Do To Use DGP Consulting Service?

If you want to be a Registered User, first, you need to create an account. You create an account by providing us with an acceptable name, e-mail address and creating a password. We refer to this as your ‘Account Information’.  We encourage you to use a distinct and non-obvious Username and Password combination, ideally one that is different from what you use for other services. You are responsible for maintaining the accuracy, completeness and confidentiality of your Account information and you will be responsible for all activities that occur under your Account, including activities of others to whom you have provided your Account Information.  We will not be liable for any loss or damage arising from your failure to provide us with accurate information or to keep your Account Information secure. If you discover any unauthorized use of your Account Information, you should immediately change your password and notify our Customer Support team by e-mail support@eudividend.com.

If you use the Service as the audience, you do not need to create an Account. If you decide to subscribe to our Premium Service, we ask in addition your payment card information.

What Are My Rights In DGP Consulting?

Once you accept these Terms, we grant you a right to use the Service subject to these Terms, for so long as you are not barred from receiving the Service under the law applicable to you, until you close your Account voluntarily or stop using the Service (if you do not have an account) or until we close your Account pursuant to these Terms. You do not obtain any right or interest in DGP Consulting or the Service.

I’m Guessing DGP Consulting Has Some Rights Relating To The Service?

We do. They are described here:

Intellectual Property Rights. In agreeing to these Terms, you also agree that the rights in the DGP Consulting Service, including, but not limited to, the trademark, logos, names, texts of these Terms, Privacy Policy, and any other page of DGP Consulting, pictures, drawings, databases, any other material contained on the website of DGP Consulting, the layout and design of any page, all software, databases and other objects used to provide Service, are protected by one or more of copyright, trademark, patent, trade secret and other rights. In particular, you agree not to modify, create derivative works of, decompile, reverse engineer or otherwise attempt to extract source code from DGP Consulting, unless you are expressly permitted to do so.

Right To Modify The Service. We retain the right, in our sole discretion, to implement new elements as part of and (or) ancillary to the Service, including changes that may affect the previous mode of operation of the Service. We expect that any such modifications will enhance the overall Service, but it is possible that you may not agree with us.

Right To Engage Third Parties. DGP Consulting may from time to time engage certain affiliates or other third parties to provide other services relating to all or part of the Service to you, and you hereby agree that such third party involvement is acceptable.

How Is My Account Closed?

You may close your account with our Service at any time, for any reason (or no reason). However, if you desire to deactivate your account you need to notify DGP Consulting in writing by e-mail support@eudividend.com.

DGP Consulting may also suspend access to your account, or close your account, with or without notice according to these Terms. Reasons for DGP Consulting suspending or closing your account may include, without limitation: (i) breach or violation of these Terms, (ii) an extended period of inactivity (determined in DGP Consulting’s sole discretion), (iii) your non-payment of any fees or other sums due to DGP Consulting or any other party related to your use of the Service or (iv) unexpected technical or security issues or problems.

What Else Do I Need To Know?

Third-Party Links. We may include or recommend third party resources, materials and developers and/or links to third party websites and applications as part of, or in connection with, the Service. We have no control over such sites or developers and, accordingly, you acknowledge and agree that (i) we are not responsible for the availability of such external sites or applications; (ii) we are not responsible or liable for any content or other materials or performance available from such sites or applications and (iii) we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, materials or applications.

Indemnity. You agree to indemnify and hold DGP Consulting, its subsidiaries, affiliates, officers, agents, employees, advertisers and partners harmless from and against any and all claims, liabilities, damages (actual or consequential), losses and expenses (including legal and other professional fees) arising from or in any way related to any third party claims relating to your use of any of the Service, any violation of these Terms of Service or any other actions connected with your use of the Service (including all actions taken under your account). In the event of such claim, we will provide notice of the claim, suit or action to the contact information we have for the account, provided that any failure to deliver such notice to you shall not eliminate or reduce your indemnification obligation hereunder.

Disclaimer of warranties. Our website and the Service obtained or accessed through it is available on ‘As Is’ and ‘As Available’ basis.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

• YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SERVICE. YOU USE THE SERVICE AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, DGP CONSULTING EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMLIED WARRANTIES AND CONDITIONS OF MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
• DGP CONSULTING DOES NOT WARRANT THAT (i) THE SERVICE WILL BE UNINTERRUPTED, TIMELY OR SECURE; (ii) THE SERVICE WILL MEET ALL OF YOUR REQUIREMENTS AND EXPECTATIONS; OR (iii) THE SERVICE WILL BE ERROR FREE AND/OR ALL ERRORS IN THE SERVICE WILL BE CORRECTED.
• NO ADVICE, OPINION OR INFORMATION OBTAINED BY YOU FROM DGP CONSULTING OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY.
• BY VIEWING THE CONTENT ON DGP CONSULTING YOU MAY BE EXPOSED TO THE CONTENT THAT IS INACCURATE, OBJECTIONABLE, OFFENSIVE, INDECENT, INAPPROPRIATE FOR CHILDREN OR OTHERWISE, OR OTHERWISE UNSUITED TO YOUR PURPOSE. DGP CONSULTING TAKES NO RESPONSIBILITY AND ASSUMES NO LIABILITY FOR ANY CONTENT THAT ANY USER POSTS OR MAKES OTHERWISE AVAILABLE ON DGP CONSULTING. THE USER WHO HAS POSTED OR OTHERWISE MADE AVAILABLE THE CONTENT ON DGP CONSULTING IS SOLELY RESPONSIBLE FOR SUCH CONTENT.
• ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK.

Limitation of Liability. YOU EXPRESSLY UNDERSTAND AND AGREE THAT DGP CONSULTING, ITS SUBSIDIARIES, AFFILIATES AND LICENSORS, AND OUR AND THEIR RESPECTIVE OFFICERS, EMPLOYEES, AGENTS AND SUCCESSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL , SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA OR OTHER INTANGIBLE LOSSES RESULTING FROM: (i) THE USE OF THE SERVICE; (ii) UNAUTHORIZED ACCESS TO OR THE LOSS, CORRUPTION OR ALTERATION OF YOUR TRANSMISSIONS, CONTENT OR DATA; (iii) DGP CONSULTING’S ACTIONS OR OMISSIONS IN RELIANCE UPON YOUR ACCOUNT INFORMATION AND ANY CHANGES THERETO OR NOTICES RECEIVED THEREFROM; (iv) YOUR FAILURE TO PROTECT THE CONFIDENTIALITY OF ANY PASSWORDS OR ACCESS RIGHTS TO YOUR ACCOUNT INFORMATION; (v) THE ACTS OR OMISSIONS OF ANY THIRD PARTY USING OR INTEGRATING WITH THE SERVICE; (vi) ANY ADVERTISING CONTENT OR YOUR PURCHASE OR USE OF ANY ADVERTISED PRODUCT OR SERVICE; (vii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OR USING THE SERVICE; (viii) THE TERMINATION OF YOUR ACCOUNT IN ACCORDANCE WITH THESE TERMS OF SERVICE; OR (ix) ANY OTHER MATTER RELATING TO THE SERVICE.

Exclusions and Limitations. NOTHING IN THESE TERMS OF SERVICE IS INTENDED TO EXCLUDE OR LIMIT ANY CONDITION, WARRANTY, RIGHT OR LIABILITY WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTAL DAMAGES. ACCORDINGLY, ONLY THOSE LIMITATIONS WHICH ARE LAWFUL UNDER APPLICABLE LAWS (IF ANY) WILL APPLY TO YOU AND OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

If DGP Consulting Has To Send Me Notice Of Something, How Will That Happen?

This is another reason why it’s important for you to make sure your Account information is accurate, complete and up to date. We may provide you with notices by e-mail or postings on the website related to the affected Service.

How Can I Send A Notice To DGP Consulting?

Except where these Terms specifically provide for use of a different means or address for notice, any notice to DGP Consulting must be delivered by e-mail to support@eudividend.com. This e-mail address may be updated as part of any update to these Terms of Service.

Attention: Legal Notice. If any provision of these Terms of Service is found by a court or arbitration court of competent jurisdiction to be invalid, the parties nevertheless agree that the court or arbitration court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect.

What Do I Do If I Think I Have A Claim Related To The Service?

Let Us Know About Your Complaint. We want to know if you have a problem while using the Service, as we want to ensure that you have an excellent experience. If you believe that any Content posted on DGP Consulting violates or infringes upon any copyright or trademark held by you, or other property and/or non-property rights or yours, or you have other concerns or complaints, contact us via e-mail support@eudividend.com.

Governing Law and Jurisdiction. These Terms of Service and the Privacy Policy shall be governed by and construed in accordance with the laws of the Republic of Lithuania.

Any dispute, controversy or claim arising out of or in connection with the Service, these Terms of Service and Privacy Policy or any breach, termination or validity of these Terms of Service and privacy Policy shall be settled by our mutual negotiations. For any dispute you have with DGP Consulting, you agree to first contact us and attempt to resolve the dispute with us by mutual negotiations. Where no agreement is reached within twenty (20) business days, such dispute or controversy shall be resolved by the courts of the Republic of Lithuania.

Anything else?

A couple of final, but important, points. First, these Terms constitute the entire agreement between you and DGP Consulting and govern your use of the Service. These Terms supersede any prior agreements or earlier versions of these Terms between you and DGP Consulting for the use of the Service. If, through accessing or using the Service, you utilize or obtain any product or service from a third party, you may additionally be subject to such third party’s terms and conditions applicable thereto, and these Terms shall not affect your legal relationship with such third party.

Second, you acknowledge and agree that each affiliate of DGP Consulting shall be a third party beneficiary to these Terms and that such other companies shall be entitled to directly enforce, and rely upon, any provision of these Terms which confers a benefit on (or provides rights in favor of) them. Other than this, no other person or company shall be a third party beneficiary to these Terms.

Finally, the section headings in these Terms of Service are for convenience only and have no legal or contractual effect.

If you have questions, comments or concerns about these Terms, please contact us by e-mail: support@eudividend.com

Please also see our Disclosure Policy.

MB “DGP Consulting”

Pylimo g., 49-3, Vilnius, Lithuania

Last updated January, 2020